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Your homeowners policy isn't enough

Upgrade from homeowners insurance to award-winning coverage for furnished, mid-term rentals. Get a quote now in minutes.

House illustration with RENT sign and car representing rental property coverage

Coverages include:

  • Fire
  • Windstorm, hail & lightning
  • Riot & civil commotion
  • Injury
  • Water
  • Lawsuits
  • Vandalism & theft
  • Bonus coverages

Homeowners insurance does not cover mid-term rentals, even if the home is owner-occupied.

COVERAGE AREA HOMEOWNER'S INSURANCE LANDLORD INSURANCE
Covers monthly stays
Does not cover monthly rentals
Designed for rental activity
Full property structure protection (24/7)
Claims related to monthly rentals are likely not covered
For primary inhabitants, rental guests, and vacancy
Liability protection for incidents on the property
Not designed for accidents arising from monthly rentals
Liability coverage for the homeowner, guests, and property managers
Lost rental income after a covered loss
Not covered
Coverage to help you back on your feet
Supports LLC ownership or multiple properties
Not eligible
Built for rental scenarios, including home share
Designed specifically for hosting risk
Some policies allow a one-time or infrequent rental
Built for rental & guest turnover
Quick estimate available online
Insurance purchase process varies
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Steadily Insurance Company and Steadily Insurance Agency, Inc. are fully owned subsidiaries of Steadily, Inc. Steadily Insurance Company is an Arizona insurance company; NAIC 16963. Steadily Insurance Agency, Inc is licensed in all 50 states and Washington, DC; NPN 19627533.